I had the opportunity to help this first time home buyer acheive her real estate goals using the Home Purchase Assistance Program or most commonly referred to as the HPAP Program.  I have helped at least 30 home buyers achieve their real estate home buying goals using this program.  I can remember when I purchased my first home, I was 18 years old. I have been selling real estate for the past 10+ years and no matter how many homes I sell and how much they are, I will always have a special place in my heart for first time home buyers.  I was also able to negotiate 16k direct out of pocket cash savings for her also.  She was able to close on her home in less than 30 days. Above is her closing, below is her house! I would be happy too....Nice Home If you are buying a home using the HPAP program, the key to having it be a successful transaction is to have your lender, agent, and title co experienced with dealing with HPAP.  Often times, most problems occur...